Rev. 12/14

FACTS

WHAT DOES COMMUNITY FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Credit History
  • Credit Scores & Employment Information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Federal Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Community Federal Savings share? Can you limit this sharing?
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

YES

NO

For our marketing purposes: to offer our products and services to you.

YES

NO

For joint marketing with other financial companies

NO

We do not share

For our affiliates’ everyday business purposes: information about your transactions and experiences.

NO

We do not share

For our affiliates’ everyday business purposes: information about your creditworthiness.

NO

We do not share

For our affiliates to market to you

NO

We do not share

For non-affiliates to market to you

NO

We do not share

To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

CALL 718.847.6333

Who We Are

 

Who is providing this notice? Community Federal Savings Bank

 

What We Do

 

How does Community Federal Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community Federal Savings Bank collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or give us your income information
  • provide employment information or show your drivers' license
  • give us your contact information

We also collect your personal information from others such as credit bureaus,
affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Federal Savings Bank has no affiliates.
Non-Affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Non-affiliates we share with can include mortgage companies, insurance companies, and service providers.
  • Community Federal Savings Bank does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Community Federal Savings Bank doesn't jointly market.