Online Accounts
Account Rates
These rates apply only to these accounts, when opened online.
Account Type

Rate

APY

= Annual Percentage Yield
Regular Checking

0.00

0.00

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Interest Checking

0.15

0.15

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Savings

0.30

0.30

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6 Month CD

0.55

0.55

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12 Month CD

1.10

1.11

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24 Month CD

1.30

1.31

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All Our Rates
APY = Annual Percentage Yield
Account Type

Rate

APY

CHECKING
Regular Checking

0

0

Interest Checking

0.15

0.15

Senior* Checking

0.50

0.50

Business Checking

0

0

SAVINGS
Statement Savings

0.30

0.30

Kid’s Savings

0.30

0.30

TRADITIONAL & ROTH IRAs
3 Month IRA

0.50

0.50

6 Month IRA

0.40

0.40

12 Month IRA

0.85

0.85

18 Month IRA

0.95

0.95

24 Month IRA

1.19

1.20

36 Month IRA

1.34

1.35

48 Month IRA

1.39

1.40

60 Month IRA

2.23

2.25

*Senior Checking is available to consumers who have attained the age of 60 years.

Effective Date: 3.13.2017 Rates are subject to change.

Account Type

Rate

APY

CDs
3 Month CD

0.35

0.35

6 Month CD

0.55

0.55

12 Month CD

1.10

1.11

18 Month CD

1.20

1.21

24 Month CD

1.30

1.31

36 Month CD

1.65

1.66

48 Month CD

1.75

1.77

60 Month CD

2.00

2.02

PERSONAL MONEY MARKET **
$0 - $49,999.99

0.30

0.30

$50,000 - $99,999.99

0.40

0.40

$100,000.00 +

0.55

0.55

BUSINESS MONEY MARKET **
$2,500 - $49,999.99

0.30

0.30

$50,000 - $99,999.99

0.50

0.50

$100,000.00 +

0.85

0.85

**MONEY MARKET ACCOUNT TERMS

Interest Rate - Variable and tiered depending on the balance as shown.
Interest Earnings - Compounded daily, credited monthly.
In order to receive the disclosed APY for your tiered account, you must maintain the minimum balance listed on each day of the cycle.

PERSONAL MONEY MARKET ACCOUNTS
Minimum Balance to Open
- $500.00
There is a $5 monthly maintenance fee if your balance falls below $500.00 on any day of the cycle.

Transactions that exceed the limit will be charged $10.00 per instance. If you exceed this limit on more than an occasional basis, we will close your account or transfer your funds to a transactional account.


BUSINESS MONEY MARKET ACCOUNTS
Minimum Balance to Open
- $2,500.00
There is a $10 monthly maintenance fee if your balance falls below $2,500.00 on any day of the cycle.

Transactions that exceed the limit will be charged $25.00 per instance. If you exceed this limit on more than an occasional basis, we will close your account or transfer your funds to a transactional account.