Competitive Rates

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Featured Accounts

Account TypeRateAPY = Annual Percentage Yield
Regular Checking0.000.00
Interest Checking0.150.15
Savings0.300.30
6 Month CD 0.450.45
12 Month CD0.790.80
24 Month CD0.890.90
Featured Rates
APY = Annual Percentage Yield
Account TypeRateAPY
CHECKING
Regular Checking00
Interest Checking0.150.15
Senior* Checking0.500.50
Business Checking00
SAVINGS
Statement Savings0.300.30
Kid’s Savings0.300.30
TRADITIONAL & ROTH IRAs
3 Month IRA0.350.35
6 Month IRA0.450.45
12 Month IRA0.790.80
18 Month IRA0.840.85
24 Month IRA0.890.90
36 Month IRA0.940.95
48 Month IRA0.991.00
60 Month IRA1.091.10

*Senior Checking is available to consumers who have attained the age of 60 years.

Effective Date: 09.08.2020 Rates are subject to change.

Account TypeRateAPY
CDs **
3 Month CD0.350.35
6 Month CD0.450.45
12 Month CD0.790.80
18 Month CD0.840.85
24 Month CD0.890.90
36 Month CD0.940.95
48 Month CD0.991.00
60 Month CD1.091.10
PERSONAL MONEY MARKET **
Up to $49,999.990.200.20
$50,000 – $99,999.990.300.30
$100,000.00 +0.400.40
BUSINESS MONEY MARKET **
Up to $49,999.990.200.20
$50,000 – $99,999.990.300.30
$100,000.00 +0.400.40

**ACCOUNT TERMS

PERSONAL CD ACCOUNTS
Minimum Balance to Open
– $500.00
Minimum opening amount is $500.00. Annual Percentage Rate (APY) assumes principal and interest remain on deposit for the full term of CD. Early withdrawal penalties may apply.

ALL MONEY MARKET ACCOUNTS
Interest Rate
– Variable and tiered depending on the balance as shown.
Interest Earnings – Compounded daily, credited monthly.
In order to receive the disclosed APY for your tiered account, you must maintain the minimum balance listed on each day of the cycle.

PERSONAL MONEY MARKET ACCOUNTS
Minimum Balance to Open
– $500.00
There is a $5 monthly maintenance fee if your balance falls below $500.00 on any day of the cycle.

Transactions that exceed the limit will be charged $10.00 per instance. If you exceed this limit on more than an occasional basis, we will close your account or transfer your funds to a transactional account.

BUSINESS MONEY MARKET ACCOUNTS
Minimum Balance to Open
– $10,000.00
There is a $15 monthly maintenance fee if your balance falls below $10,000.00 on any day of the cycle.

Transactions that exceed the limit will be charged $25.00 per instance. If you exceed this limit on more than an occasional basis, we will close your account or transfer your funds to a transactional account.